Jenius

Jenius is a mobile-based app for saving transacting and managing life/finance, complete with Visa debit cards. Since Jenius was built from users’ opinion of a better banking experience, this app has helped millions of people through these features:

1. ACCOUNT ACTIVATION through a video call 🤳🏻

No need to go to a bank. Now, opening a bank account can be done from anywhere.

2. Activate BUSINESS ACCOUNT without going to the bank

You can have 2 accounts (personal and business) in 1 Jenius app to manage business funds anywhere and anytime.

3. Make a transaction abroad with FOREIGN CURRENCY BALANCE

Besides IDR, you can also have USD, SGD, AUD, EUR, GBP, HKD and JPY balance in your Jenius account. Connect any of those foreign currencies to your m-Card and you’re ready to travel abroad.

4. SEND IT to pay all your bills

From money transfer, electricity, water, phone, credit card bills, to donation, every payment made easier and simpler with one feature.

5. FLEXI SAVER, a flexible saving

Now you can have a flexible saving with 4% p.a. interest rate and with no minimum balance. You can top up and withdraw your fund anytime you want.

6. DREAM SAVER, your automatic saving

This automatic saving with 4% p.a. interest rate will help you achieve your dreams by making automatic debit payments to your saving every day/week/month.

7. MAXI SAVER to maximize your money

A term deposit with up to 6% p.a interest rate and minimum fund of IDR10,000,000. You can choose a preferred tenor and rollover method.

8. Debit card as a credit card

Instead of a credit card, now you can use Jenius Debit Cards to subscribe to Spotify, Netflix, or make transactions in App Store/Google Play Store.

9. CARD CENTER to manage your debit cards

One place to manage all of your Jenius Debit Cards. From changing your card limit to requesting a new card, everything can be done right from the app.

10. $CASHTAG for money transfer

A personalized name as your account identity to send money and money request to another Jenius users.

11. e-WALLET CENTER to manage your e-Wallets

Manage up to 10 e-Wallet accounts of GO-PAY, OVO, DANA, LinkAja! and M-Tix, from one place. You can decide how much money you want to top up, starting from IDR10,001.

12. SPLIT BILL to split your bills fairly

Going the Dutch way with your friends is now easier with Split Bill, even if they haven’t used Jenius.

13. PAY ME to send a money request with no worries

Sending a money request is now more convenient with $Cashtag, e-mail address or phone number. You can even send a reminder if you’re still not getting paid back.

14. JENIUS PAY for shopping online without a card

Input your $Cashtag and the bill will automatically be sent to your Jenius app. Easy-peasy!

15. FLEXI CASH for your emergency fund

Get ready for rainy days with an emergency fund up to IDR50,000,000. You can make multiple disbursements as you need.

16. IN & OUT, your transaction history

Jenius records your income and expenses with simple categorization based on your financial activities, so you can track your spending easily.

17. Jenius E-STATEMENT is your bank statement

Don’t queue for statements! Save your time by downloading the monthly e-Statement from Jenius app and send it via e-mail/SMS/messaging apps if needed.

Jenius is part of PT Bank BTPN Tbk. that is registered and supervised by OJK (Indonesia Financial Services Authority) and guaranteed by LPS (Indonesia Deposit Insurance Corporation), so Jenius is safe.

Find out more about this new way of banking at www.jenius.com and start a new, better life with Jenius.

Simpler Life, Happier You.

Jenius是一款基于移动的应用程序，用于保存交易和管理人寿/财务状况，并带有Visa借记卡。由于Jenius是根据用户对更好的银行体验的看法而构建的，因此该应用程序通过以下功能帮助了数百万人：

1。通过视频通话激活帐户🤳🏻

无需去银行。现在，可以在任何地方开设银行帐户。

2。无需前往银行即可激活企业帐户

您可以在1个Jenius应用中拥有2个帐户（个人和企业），以便随时随地管理企业资金。

3。与外国货币余额进行国外交易

除了IDR，您的Jenius帐户中还可以有USD，SGD，AUD，EUR，GBP，HKD和JPY余额。将其中的任何一种外币都连接到您的m卡，即可开始出国旅行。

4。发送它支付您所有的账单

从汇款，电费，水费，电话费，信用卡账单到捐赠，每一项付款都使一项功能变得更容易，更简单。

5。 FLEXI SAVER，灵活的节省方式

现在，您可以灵活地每年节省4％的费用。利率，没有最低余额。您可以随时充值和提取资金。

6。 DREAM SAVER，您的自动保存功能

每年自动节省4％利率通过每天/每周/每月自动进行借记付款来帮助您实现梦想。

7。 MAXI SAVER使您的钱最大化

定期存款，年利率最高6％，最低资金为IDR10,000,000。您可以选择首选的男高音和过渡方法。

8。借记卡作为信用卡

现在，您可以使用Jenius借记卡代替信用卡来订阅Spotify，Netflix或在App Store / Google Play商店中进行交易。

9。卡中心管理您的借记卡

一种管理所有Jenius借记卡的地方。从更改您的卡限额到申请新卡，一切都可以直接在应用程序中完成。

10。 $ CASHTAG进行汇款

一个个性化的名称作为您的帐户标识，以向另一个Jenius用户发送金钱和金钱请求。

11。电子钱包中心来管理您的电子钱包

最多管理10个GO-PAY，OVO，DANA，LinkAja的电子钱包帐户！和M-Tix，从一个地方您可以决定要充值多少钱，起价为IDR10,001。

12。分账单以公平地分摊账单

现在，即使您的朋友没有使用Jenius，也可以使用Split Bill更轻松地与您的朋友一起荷兰化。

13。付钱给我发送汇款请求，无后顾之忧

现在，使用$ Cashtag，电子邮件地址或电话号码发送付款请求更加方便。如果您仍未获得退款，甚至可以发送提醒。

14。 JENIUS PAY无需卡即可在线购物

输入您的$ Cashtag，帐单将自动发送到您的Jenius应用。十分简单！

15。用FLEXI CASH支付您的紧急资金

利用高达50,000,000印尼盾的紧急基金，为下雨天做好准备。您可以根据需要进行多次付款。

16。进出，您的交易记录

Jenius根据您的财务活动通过简单的分类记录您的收入和支出，因此您可以轻松跟踪支出。

17。 Jenius E-STATEMENT是您的银行对帐单

不要排队发言！通过从Jenius应用程序下载每月电子结单来节省您的时间，并在需要时通过电子邮件/ SMS /消息收发应用程序发送。

Jenius是PT Bank BTPN Tbk的一部分。由OJK（印度尼西亚金融服务管理局）注册和监督，并由LPS（印度尼西亚存款保险公司）担保，因此Jenius是安全的。

在www.jenius.com上了解有关这种新银行业务方式的更多信息，并与Jenius开创新的更好的生活。

更简单的生活，更快乐。